State Law Guide · Updated January 2026
Mississippi Security Deposit Laws
Under Mississippi Code § 89-8-21, Mississippi landlords must return security deposits within 45 days of a tenant moving out. Landlords who wrongfully withhold deposits face penalties of up to Actual damages; landlord loses right to withhold if no itemization.
Quick Answer
In Mississippi, landlords have 45 days to return your security deposit after you move out and provide a forwarding address. The maximum deposit is No statutory limit. If your landlord wrongfully withholds your deposit, you can sue in Small Claims Court (up to $3,500) and may recover Actual damages; landlord loses right to withhold if no itemization under Mississippi Code § 89-8-21. Landlords must provide an itemized statement of deductions.
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What Mississippi Law Requires
Return Deadline
Landlords have exactly 45 days to return your deposit after you move out. If they make deductions, they must provide an itemized statement explaining each charge with documentation.
Penalties for Violations
Landlords who wrongfully withhold deposits face Actual damages; landlord loses right to withhold if no itemization. You can file in small claims court for amounts up to $3,500without needing an attorney.
Interest Requirements
No interest requirement
Common Deductions Landlords Make
Federal guidelines from HUD and the IRS establish "useful life" standards that limit what landlords can charge. Many common deductions are partially or fully invalid under these guidelines.
Carpet Replacement
Typical: $400-1,3005-year useful life per HUD MAP Guide Appendix 5C. Charges may be reduced or invalid based on how long you lived there.
Mold Treatment
Typical: $150-500May be contestable depending on your lease terms and move-in condition.
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HUD/IRS Citations
Useful life depreciation built in
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Frequently Asked Questions
How long does a Mississippi landlord have to return my deposit?
Mississippi landlords have 45 days to return your deposit. They must provide an itemized statement—without it, they forfeit deduction rights.
Is there a deposit limit in Mississippi?
No. Mississippi has no statutory limit. Most landlords charge 1-2 months' rent.
Can I sue for my deposit in Mississippi?
Yes. Mississippi Justice Court handles claims up to $3,500. Larger amounts require County Court.
Official Resources
- Mississippi Attorney General Consumer Protection(Government)
- Mississippi Center for Legal Services(Legal Aid)
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Based on Mississippi Code § 89-8-21 · HUD Handbook 4350.1 · IRS Publication 527